Winsconsin Paycheck Calculator

When you receive your paycheck in Wisconsin, several deductions are automatically withheld to cover federal taxes, state taxes, and FICA contributions. Wisconsin operates a progressive state income tax system, meaning higher earners pay higher rates on their income above certain thresholds.

Wisconsin State Income Tax

Wisconsin has four tax brackets with rates ranging from 3.50% to 7.65%, depending on your income level and filing status:

Single Filers:

• $0 – $14,320: 3.50%
• $14,320 – $28,640: 4.40%
• $28,640 – $315,310: 5.30%
• $315,310+: 7.65%

Married Filing Jointly:

• $0 – $19,090: 3.50%
• $19,090 – $38,190: 4.40%
• $38,190 – $420,420: 5.30%
• $420,420+: 7.65%

Federal Taxes and FICA

In addition to Wisconsin state taxes, your paycheck is subject to federal income tax withholding based on your W-4 form information. You’ll also pay FICA taxes:

• Social Security: 6.2% on wages up to $168,600
• Medicare: 1.45% on all earnings
• Additional Medicare Tax: 0.9% on income over $200,000 (single filers)

How to Use This Wisconsin Paycheck Calculator

1. Enter Your Basic Information

• Gross Income: Input your annual salary or hourly wage
• Pay Frequency: Choose how often you’re paid (weekly, bi-weekly, semi-monthly, or monthly)
• Filing Status: Select single, married filing jointly, or head of household

2. Add Deductions (Optional)

Common pre-tax deductions that can reduce your taxable income:

• 401(k) Contributions: Retirement savings that lower your current tax burden
• Health Insurance Premiums: Often deducted pre-tax through employer plans
• HSA/FSA Contributions: Tax-advantaged accounts for medical expenses
• Dependent Care: Pre-tax dollars for childcare expenses

3. Review Your Results

The calculator shows your net pay after all taxes and deductions, helping you understand exactly how much you’ll take home each pay period.

Wisconsin Tax Landscape

Wisconsin’s median household income is $74,631, and the state has made significant tax reforms in recent years. Unlike some states, Wisconsin does not impose local income taxes, though property taxes average 1.38% of property value statewide.

The state also collects:

• Sales Tax: 5.00% state rate plus local taxes (average combined rate: 5.70%)
• Gas Tax: 32.9 cents per gallon
• Property Tax: Among the higher rates nationally

Frequently Asked Questions

What is the difference between gross and net pay?

Gross pay is your total earnings before any deductions. Net pay (take-home pay) is what remains after taxes, insurance premiums, and other deductions are subtracted.

How often should I update my W-4?

Review your W-4 whenever you have major life changes like marriage, divorce, having children, or significant income changes. This ensures appropriate tax withholding.

Can I reduce my taxable income?

Yes, through pre-tax deductions like 401(k) contributions, HSA contributions, and employer-sponsored health insurance premiums. These reduce your taxable income and can lower your overall tax burden.

What if I work in Wisconsin but live in another state?

Multi-state tax situations can be complex. Generally, you’ll pay Wisconsin income tax on wages earned in Wisconsin, but you may be able to claim credits on your home state return to avoid double taxation.

Maximizing Your Take-Home Pay

Strategic Withholding

If you consistently receive large tax refunds, consider adjusting your withholding to keep more money in each paycheck throughout the year. Conversely, if you owe taxes, increase withholding to avoid penalties.

Pre-Tax Benefits

Take advantage of employer-offered pre-tax benefits:

• 401(k) Plans: Reduce current taxable income while saving for retirement
• Health Savings Accounts: Triple tax advantage for medical expenses
• Flexible Spending Accounts: Use pre-tax dollars for healthcare and dependent care

Annual Review

Review your paycheck calculations annually or when tax laws change to ensure accuracy in your financial planning.

Important Disclaimer

This Wisconsin paycheck calculator provides estimates based on current tax rates and standard deductions. Actual take-home pay may vary based on your specific situation, employer policies, and local tax requirements. For complex tax situations or specific advice, consult with a qualified tax professional.

The calculator uses 2024 tax brackets and rates. Tax laws and rates are subject to change, and individual circumstances may affect your actual tax liability.

Last updated: June 2025 | Based on current Wisconsin and federal tax rates