Basic Info
Deductions
Insurance Premiums
Your Utah Paycheck Results
Calculating your paycheck…
Take-Home Pay:
$0.00
Per Pay Period:
$0.00
Tax Breakdown
Federal Income Tax:
$0.00
State Income Tax (UT):
$0.00
Social Security:
$0.00
Medicare:
$0.00
Additional Medicare:
$0.00
Total Tax:
$0.00
Deduction Breakdown
401(k) Contribution:
$0.00
Traditional IRA:
$0.00
HSA Contribution:
$0.00
FSA Contribution:
$0.00
Health Insurance:
$0.00
Dental Insurance:
$0.00
Vision Insurance:
$0.00
Other Deductions:
$0.00
Total Deductions:
$0.00
Gross Annual Income:
$0.00
Effective Tax Rate:
0.00%
Utah State Income Tax Information
Utah has a flat state income tax rate of 4.50% for all individual taxpayers, regardless of income level. This rate applies uniformly across all filing statuses and took effect in 2025.
Standard Deduction
Utah follows the federal standard deduction amounts for 2025:
- Single: $15,000
- Married Filing Jointly: $30,000
- Head of Household: $22,500
Retirement Income
Social Security benefits are taxable in Utah at the flat income tax rate of 4.50%. Other retirement income like pensions and 401(k) distributions are also subject to state tax.
FICA Taxes
| Tax Component | Rate | Income Limit |
|---|---|---|
| Social Security | 6.2% | Up to $176,100 |
| Medicare | 1.45% | No limit |
| Additional Medicare | 0.9% | Income above $200,000 (Single) / $250,000 (Married) |
Pre-Tax Deductions
- Health Savings Account (HSA) contributions
- Medical Savings Account (MSA) contributions
- 529 College Savings Plan contributions
- ABLE Savings Account contributions
Utah-Specific Tax Credits
- Earned Income Tax Credit: 20% of the federal EITC (non-refundable)
- my529 College Savings Plan Credit: Up to $112 per beneficiary (single filer)
- Child Tax Credit: $1,000 for families with young children, income limits apply
- Retirement Credit for qualifying retirement income
- Military Retirement Credit
Interesting Facts About Utah Taxes
- Utah’s income tax rate has been gradually reduced from 4.95% in 2018 to 4.50% in 2025.
- The state does not impose local income taxes, simplifying tax filings for residents.
- Utah’s tax system is considered balanced and ranks well in state tax competitiveness.
Frequently Asked Questions (FAQs)
- Does Utah tax Social Security benefits?
- Yes, Social Security benefits are taxable at the state income tax rate.
- What is the standard deduction in Utah?
- Utah follows the federal standard deduction amounts for 2025.
- Are there tax credits related to education?
- Yes, Utah offers a tax credit for contributions to its 529 College Savings Plan.
- What is Utah’s income tax rate?
- Utah has a flat income tax rate of 4.50% for all taxpayers.