Basic Info
Deductions
Insurance Premiums
Your Hawaii Paycheck Results
Calculating your paycheck…
Take-Home Pay:
$0.00
Per Pay Period:
$0.00
Tax Breakdown
Federal Income Tax:
$0.00
State Income Tax (HI):
$0.00
Social Security:
$0.00
Medicare:
$0.00
Additional Medicare:
$0.00
Total Tax:
$0.00
Deduction Breakdown
401(k) Contribution:
$0.00
Traditional IRA:
$0.00
HSA Contribution:
$0.00
FSA Contribution:
$0.00
Health Insurance:
$0.00
Dental Insurance:
$0.00
Vision Insurance:
$0.00
Other Deductions:
$0.00
Total Deductions:
$0.00
Gross Annual Income:
$0.00
Effective Tax Rate:
0.00%
Hawaii State Income Tax Information
As of 2025, the Aloha State employs a progressive income tax system with rates ranging from 1.4% to 11%, depending on income levels. The standard deduction amounts are $4,400 for single filers, $8,800 for married couples filing jointly, and $6,424 for heads of household. Personal exemptions are set at $1,144 per exemption, with additional exemptions available for individuals aged 65 or older, or those who are blind, deaf, or totally disabled.
Federal Income Tax
Federal income taxes apply to all U.S. residents based on income, filing status, and deductions. The IRS uses a progressive tax rate structure from 10% to 37%. For 2025, the standard deduction is $15,000 for single filers and $30,000 for married couples filing jointly.
FICA Taxes
| Component | Rate | Income Limit |
|---|---|---|
| Social Security | 6.2% | Up to $168,600 |
| Medicare | 1.45% | No Limit |
| Additional Medicare | 0.9% | Above $200,000 (Single) / $250,000 (Married) |
Pre-Tax Deductions
These deductions reduce your taxable income and can significantly lower your tax burden:
- 401(k), 403(b), and similar retirement contributions
- Health and dental insurance premiums
- Health Savings Account (HSA) and Flexible Spending Account (FSA) contributions
- Pre-tax commuter and transit benefits
State-Specific Deductions and Credits
| Credit or Deduction | Description |
|---|---|
| Earned Income Tax Credit (EITC) | The state offers a refundable EITC equal to 40% of the federal EITC, providing significant relief to low- and moderate-income working families. |
| Child and Dependent Care Credit | Taxpayers may claim a credit for a percentage of qualifying childcare expenses, aiding working parents in offsetting care costs. |
| Food/Excise Tax Credit | Designed to alleviate the burden of the state’s general excise tax on food purchases, this credit benefits low-income residents. |
| Renewable Energy Technologies Credit | Homeowners and businesses investing in solar or wind energy systems may qualify for credits to promote clean energy adoption. |
| Film Production Tax Credit | Encourages film and television productions in the state by offering credits for qualified production expenditures. |
Interesting Facts About Hawaii Taxes
- The Aloha State has one of the highest top marginal income tax rates in the nation at 11%.
- In 2025, it enacted a “Green Fee,” increasing the transient accommodations tax to fund climate resilience projects, such as beach restoration and wildfire prevention.
- Unlike many states, Hawaii imposes a general excise tax (GET) instead of a traditional sales tax, applying to all business activities, including services.
- The state provides various tax incentives to promote renewable energy usage and sustainable practices among residents and businesses.
- Efforts are ongoing to expand tax credits and deductions to support low-income families and address the high cost of living.
FAQs – Hawaii Paycheck Tax
- 1. Does Hawaii tax Social Security benefits?
- No, Social Security benefits are exempt from the state’s income tax.
- 2. Are there any local income taxes in Hawaii?
- No, the state does not impose local income taxes; residents pay only state and federal income taxes.
- 3. Can I deduct contributions to a Health Savings Account (HSA)?
- Yes, HSA contributions are deductible on both federal and state income tax returns.
- 4. Is there a tax credit for renters?
- While the state does not offer a specific credit for renters, low-income residents may benefit from the Food/Excise Tax Credit to offset excise taxes on necessities.
- 5. How does Hawaii handle capital gains taxation?
- Capital gains are taxed as regular income, subject to Hawaii’s progressive income tax rates.