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Use our free Minnesota Paycheck Calculator to estimate your take-home pay after taxes and deductions. Whether you’re salaried, hourly, or a freelancer, this tool uses the latest federal and MN tax rates to help you understand your net income.
Also known as the MN Paycheck Calculator, this tool is ideal for those seeking a clear breakdown of Minnesota payroll taxes, withholding amounts, and other deductions.
How to Use the Minnesota Paycheck Calculator
1. Enter Your Income Details:
- Pay Type: Choose ‘Hourly’ or ‘Salary’.
- Pay Rate: Enter your hourly wage or yearly salary.
- Hours Worked: For hourly employees, enter total hours per pay period.
- Pay Frequency: Select weekly, bi-weekly, semi-monthly, or monthly.
2. Provide Tax Information:
- Filing Status: Select your federal and MN tax status (Single, Married, Head of Household).
- Allowances: Enter the number of withholding allowances you claim.
- Additional Withholding: Specify any extra federal or state withholdings.
3. Review Your Results:
The calculator will show:
- Federal income tax
- Minnesota state tax
- Social Security (6.2%)
- Medicare (1.45% + 0.9% on income over $200,000)
- Estimated net pay (your take-home pay)
Minnesota Payroll Tax Breakdown for 2025
Minnesota’s state income tax is progressive. Here are the rates for single filers:
| Taxable Income | Tax Rate |
|---|---|
| Up to $28,080 | 5.35% |
| $28,081–$92,230 | 6.80% |
| $92,231–$171,220 | 7.85% |
| Over $171,220 | 9.85% |
Different brackets apply to married couples and heads of household.
Federal Payroll Taxes:
- Social Security Tax: 6.2% (up to $160,200)
- Medicare Tax: 1.45%, plus 0.9% for earnings over $200,000
Common Deductions and Credits in Minnesota
Minnesota offers several credits and deductions that can reduce your tax burden:
- Dependent Care Credit
- Working Family Credit
- Student Loan Credit
- K–12 Education Credit
- Property Tax Refund (for homeowners/renters)
You can claim these when filing your Minnesota W-2 or MN W-4 forms.
Extended FAQs
Q: Does Minnesota have local income taxes?
A: No. Unlike some other states, Minnesota does not impose local income taxes.
Q: How are bonuses taxed in Minnesota?
A: Bonuses are taxed as supplemental income—typically at a flat federal rate of 22%. State taxes are based on your total annual income.
Q: I work in Minnesota but live in Wisconsin. What are my tax obligations?
A: You may still owe Minnesota income tax as a non-resident. Check with a tax advisor or the Minnesota Department of Revenue for guidance.
Q: How do I adjust my withholdings?
A: Use IRS Form W-4 and Minnesota’s W-4MN to set or update your allowances and additional withholding.
Q: Is this calculator accurate for freelancers?
A: Yes. If you’re self-employed, input your expected income and deductions. Remember, you may need to pay estimated taxes quarterly.
Q: How does Minnesota compare to neighboring states?
Compared to North Dakota and Iowa, Minnesota has slightly higher income tax rates, but it also offers more credits and services funded by state revenue.
Why Use Our MN Paycheck Calculator?
- ✅ Accuracy: Updated with current 2025 tax brackets.
- ✅ Simple & Private: No data is saved or shared.
- ✅ Supports All Incomes: Salary, hourly, freelance.
- ✅ Deep Tax Insights: Know exactly what’s deducted and why.